JOHN LEWIS PARTNERSHIP CREDIT CARD
Get £50 in John Lewis and Waitrose vouchers
29.9% APR
Representative (variable)
Exclusive for My John Lewis and My Waitrose members that open a new Partnership Credit Card by 4/1/27.*
Apply below with the email address linked to your My John Lewis or My Waitrose loyalty account.
Then spend £250 on eligible purchases at John Lewis and/or Waitrose in your first 45 days to get the voucher.
*Applications made via price comparison websites are excluded. Offer T&Cs apply.
Credit subject to status. You must be aged 18 or over and resident in the UK. T&Cs apply. New applicants must have 12 months of UK address history, a UK mobile phone number, email address and cannot have held a Partnership Credit Card in the last 12 months.
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(across all John Lewis Money products, July 2026)
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How to get your £50 John Lewis and Waitrose voucher**
Apply for a Partnership Credit Card
This offer is for new customers who apply on our website and are approved for a Partnership Credit Card by 4 January 2027.
If you’re already a My John Lewis or My Waitrose member, apply using your loyalty email address. If you’re not a member, head to step two...
Sign up to My John Lewis or My Waitrose for free
Not a member of My John Lewis or My Waitrose? You’ll need to sign up before you start spending.
Don’t forget to use the same email address as your Partnership Credit Card application.
Spend £250 at John Lewis and/or Waitrose
Spend a minimum of £250 on eligible purchases at John Lewis and/or Waitrose within 45 days of the account opening.
Once you’ve qualified, we’ll send the voucher by post within 45 days. Plus, you’ll still get the double points offer for the first 60 days!¹
Turn your shopping into rewards
Start with double points
New Partnership Credit Card customers can enjoy double points on eligible spend at John Lewis and Waitrose for the first 60 days, starting the moment you open your account. This is equivalent to 10 points for every £4 spent.¹
After 60 days, the standard earn rate on eligible spend at John Lewis and Waitrose is 5 points for every £4 spent.
Earn as you spend
Keep collecting points. Not just on eligible spend at John Lewis and Waitrose, but also on purchases elsewhere.2
Get exclusive perks
Look out for cardholder offers, prize draws, and opportunities to boost your points.
How it works
Double points
10 points for every £4 spent for the first 60 days on eligible spend at John Lewis and Waitrose, from when you open your account1
5 points
for every £4 spent at John Lewis and Waitrose on eligible purchases after the 60-day double points offer ends2
1 point
for every £10 spent elsewhere2
Redeem your points
500 points
£5 voucher - that could be put towards a tasty treat, like a meal deal from Waitrose
2,500 points
£25 voucher - that could be spent on a new fragrance or beauty product
5,000 points
£50 voucher - that could be used to update your wardrobe in fashion and accessories
7,500 points
£75 voucher - to help spruce up your home with our wide range of furniture and homeware
Security, convenience and support
Manage, in app
Track your points and spending, manage your account, and pay your balance with our easy-to-use mobile app.
Help, on hand
Get support by signing in online or via the John Lewis Credit Card app and using our secure online chat.
Simple, secure payments
Keep track of your spending and view rewards wherever you are with our easy-to-use mobile app. You can also make secure one-tap payments when you add your Partnership Credit Card to your Apple Wallet or Google Wallet.
Partnership Credit Card FAQs
How can I make a payment?
The most convenient way to make a payment is to set up a Direct Debit. You can do this, or change the amount you pay, by visiting your online account manager or the John Lewis Credit Card app. You can find a list of other payment options in your monthly statement. Please note, we don’t accept payments by cheque.
What happens if I’m late paying my card balance?
If you don't pay at least the minimum payment by the statement due date each month, you’ll incur a late payment fee of £12 and your missed payment will be reported to credit reference agencies. Setting up a Direct Debit will help to avoid missed payments.
Can I use my card abroad and will I be charged for this?
Yes, you can use your Partnership Credit Card everywhere you see the Mastercard logo.
Each time you use your card abroad, you’ll be charged a foreign exchange fee if your transaction is made in a different currency. This fee will be shown on your statement as a separate charge. Your transaction will be converted into sterling using the Mastercard exchange rate.
View more details or check your Credit Agreement, if you’re an existing customer.
What fees and charges should I be aware of?
View Partnership Credit Card rates and charges here, or if you’re an existing customer, you can find your interest rates, fees and charges on the back of your statement.
How do I get in touch if I need help relating to my existing Partnership Credit Card?
If you need assistance with your Partnership Credit Card, visit our contact and support page to find ways of getting in touch, depending on your query.
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Our provider
The Partnership Credit Card is brought to you with NewDay, who provides almost 4 million customers across the UK with responsible access to credit.
John Lewis Finance Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (firm reference number: 1018169). Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (company number: 15785347). John Lewis Finance Limited is a credit broker, not a lender, introducing the Partnership Credit Card under exclusive arrangements with lender NewDay Ltd.
John Lewis plc. is an appointed representative of John Lewis Finance Limited for credit broking and registered with the Financial Conduct Authority (firm reference number: 416011). Registered in England and Wales (company number: 233462).
Waitrose Limited is an introducer appointed representative of John Lewis Finance Limited for credit broking and registered with the Financial Conduct Authority (firm reference number: 416012). Registered in England and Wales (company number: 00099405).
Credit is provided by NewDay Ltd. Registered in England and Wales (company number: 7297722). Registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.